{"count":3,"next":null,"previous":null,"results":[{"id":3,"title":"Terms and Conditions","content":"<p><strong>AGREEMENT TO TERMS</strong></p>\n<p><strong>These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Karmicdestiny.us (“we,” “us” or “our”), concerning your access to and use of our mobile application (the “Application”). You agree that by accessing the Application, you have read, understood, and agree to be bound by all of these Terms and Conditions Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS AND CONDITIONS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE APPLICATION AND YOU MUST DISCONTINUE USE IMMEDIATELY.</strong></p>\n<p><strong>Supplemental terms and conditions or documents that may be posted on the Application from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms and Conditions and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms and Conditions to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms and Conditions by your continued use of the Application after the date such revised Terms are posted.</strong></p>\n<p><strong>The information provided on the Application is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Application from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.</strong></p>\n<p><strong>User-Age Requirement</strong></p>\n<p><strong>The Application is intended for users who are at least 13 years of age. All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Application. If you are a minor, you must have your parent or guardian read and agree to these Terms of Use prior to you using the Application.</strong></p>\n<p><strong>INTELLECTUAL PROPERTY RIGHTS</strong></p>\n<p><strong>Unless otherwise indicated, the Application is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Application (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, foreign jurisdictions, and international conventions. The Content and the Marks are provided on the Application “AS IS” for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Application and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.</strong></p>\n<p><strong>Provided that you are eligible to use the Application, you are granted a limited license to access and use the Application and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Application, Content, and the Marks.</strong></p>\n<p><strong>USER REPRESENTATIONS</strong></p>\n<p><strong>By using the Application, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Terms of Use; (4) you are not under the age of 13; (5) not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Site; (6) you will not access the Application through automated or non-human means, whether through a bot, script or otherwise; (7) you will not use the Application for any illegal or unauthorized purpose; and (8) your use of the Application will not violate any applicable law or regulation.</strong></p>\n<p><strong>If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Application(or any portion thereof).</strong></p>\n<p><strong>USER REGISTRATION</strong></p>\n<p><strong>You may be required to register with the Application. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.</strong></p>\n<p><strong>PROHIBITED ACTIVITIES</strong></p>\n<p><strong>You may not access or use the Application for any purpose other than that for which we make the Application available. The Application may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.</strong></p>\n<p><strong>As a user of the Application, you agree not to:</strong></p>\n<ol>\n<li><strong>Systematically retrieve data or other content from the Application to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.</strong></li>\n<li><strong>Make any unauthorized use of the Application, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.</strong></li>\n<li><strong>Use a buying agent or purchasing agent to make purchases on the Application.</strong></li>\n<li><strong>Use the Application to advertise or offer to sell goods and services.</strong></li>\n<li><strong>Circumvent, disable, or otherwise interfere with security-related features of the Application, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Application and/or the Content contained therein.</strong></li>\n<li><strong>Engage in unauthorized framing of or linking to the Application.</strong></li>\n<li><strong>Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords;</strong></li>\n<li><strong>Make improper use of our support services or submit false reports of abuse or misconduct.</strong></li>\n<li><strong>Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.</strong></li>\n<li><strong>Interfere with, disrupt, or create an undue burden on the Application or the networks or services connected to the Application.</strong></li>\n<li><strong>Attempt to impersonate another user or person or use the username of another user.</strong></li>\n<li><strong>Sell or otherwise transfer your profile.</strong></li>\n<li><strong>Use any information obtained from the Application in order to harass, abuse, or harm another person.</strong></li>\n<li><strong>Use the Application as part of any effort to compete with us or otherwise use the Application and/or the Content for any revenue-generating endeavor or commercial enterprise.</strong></li>\n<li><strong>Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Application.</strong></li>\n<li><strong>Attempt to bypass any measures of the Application designed to prevent or restrict access to the Application, or any portion of the Application.</strong></li>\n<li><strong>Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Application to you.</strong></li>\n<li><strong>Delete the copyright or other proprietary rights notice from any Content.</strong></li>\n<li><strong>Copy or adapt theApplication’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.</strong></li>\n<li><strong>Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Application or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Application.</strong></li>\n<li><strong>Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).</strong></li>\n<li><strong>Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Application, or using or launching any unauthorized script or other software.</strong></li>\n<li><strong>Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Application.</strong></li>\n<li><strong>Use the Application in a manner inconsistent with any applicable laws or regulations.</strong></li>\n</ol>\n<p><strong>USER GENERATED CONTRIBUTIONS</strong></p>\n<p><strong>The Application may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Application, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, “Contributions”). Contributions may be viewable by other users of the Application and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you thereby represent and warrant that:</strong></p>\n<ol>\n<li><strong>The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.</strong></li>\n<li><strong>You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Application, and other users of the Application to use your Contributions in any manner contemplated by the Application and these Terms of Use.</strong></li>\n<li><strong>You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Application and these Terms of Use.</strong></li>\n<li><strong>Your Contributions are not false, inaccurate, or misleading.</strong></li>\n<li><strong>Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.</strong></li>\n<li><strong>Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).</strong></li>\n<li><strong>Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.</strong></li>\n<li><strong>Your Contributions do not advocate the violent overthrow of any government or incite, encourage, or threaten physical harm against another.</strong></li>\n<li><strong>Your Contributions do not violate any applicable law, regulation, or rule.</strong></li>\n<li><strong>Your Contributions do not violate the privacy or publicity rights of any third party.</strong></li>\n<li><strong>Your Contributions do not contain any material that solicits personal information from anyone under the age of 18 or exploits people under the age of 18 in a sexual or violent manner.</strong></li>\n<li><strong>Your Contributions do not violate any federal or state law concerning child pornography, or otherwise intended to protect the health or well-being of minors;</strong></li>\n<li><strong>Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.</strong></li>\n<li><strong>Your Contributions do not otherwise violate, or link to material that violates, any provision of these Terms of Use, or any applicable law or regulation.</strong></li>\n</ol>\n<p><strong>Any use of the Application in violation of the foregoing violates these Terms of Use and may result in, among other things, termination or suspension of your rights to use the Application.</strong></p>\n<p><strong>CONTRIBUTION LICENSE</strong></p>\n<p><strong>By posting your Contributions to any part of the Application, or making Contributions accessible to the Application by linking your account from the Application to any of your social networking accounts, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels.</strong></p>\n<p><strong>This license will apply to any form, media, or technology now known or hereafter developed, and includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions.</strong></p>\n<p><strong>We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Application. You are solely responsible for your Contributions to the Application and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.</strong></p>\n<p><strong>We have the right, in our sole and absolute discretion, (1) to edit, redact, or otherwise change any Contributions; (2) to re-categorize any Contributions to place them in more appropriate locations on the Application; and (3) to pre-screen or delete any Contributions at any time and for any reason, without notice. We have no obligation to monitor your Contributions.</strong></p>\n<p><strong>GUIDELINES FOR REVIEWS</strong></p>\n<p><strong>We may provide you areas on the Application to leave reviews or ratings. When posting a review, you must comply with the following criteria: (1) you should have firsthand experience with the person/entity being reviewed; (2) your reviews should not contain offensive profanity, or abusive, racist, offensive, or hate language; (3) your reviews should not contain discriminatory references based on religion, race, gender, national origin, age, marital status, sexual orientation, or disability; (4) your reviews should not contain references to illegal activity; (5) you should not be affiliated with competitors if posting negative reviews; (6) you should not make any conclusions as to the legality of conduct; (7) you may not post any false or misleading statements; and (8) you may not organize a campaign encouraging others to post reviews, whether positive or negative.</strong></p>\n<p><strong>We may accept, reject, or remove reviews in our sole discretion. We have absolutely no obligation to screen reviews or to delete reviews, even if anyone considers reviews objectionable or inaccurate. Reviews are not endorsed by us, and do not necessarily represent our opinions or the views of any of our affiliates or partners. We do not assume liability for any review or for any claims, liabilities, or losses resulting from any review. By posting a review, you hereby grant to us a perpetual, non-exclusive, worldwide, royalty-free, fully-paid, assignable, and sublicensable right and license to reproduce, modify, translate, transmit by any means, display, perform, and/or distribute all content relating to reviews.</strong></p>\n<p><strong>MOBILE APPLICATION LICENSE</strong></p>\n<p><strong>Use License</strong></p>\n<p><strong>If you access the Application via a mobile application, then we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the mobile application on wireless electronic devices owned or controlled by you, and to access and use the mobile application on such devices strictly in accordance with the terms and conditions of this mobile application license contained in these Terms of Use. You shall not: (1) decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt the application; (2) make any modification, adaptation, improvement, enhancement, translation, or derivative work from the application; (3) violate any applicable laws, rules, or regulations in connection with your access or use of the application; (4) remove, alter, or obscure any proprietary notice (including any notice of copyright or trademark) posted by us or the licensors of the application; (5) use the application for any revenue generating endeavor, commercial enterprise, or other purpose for which it is not designed or intended; (6) make the application available over a network or other environment permitting access or use by multiple devices or users at the same time; (7) use the application for creating a product, service, or software that is, directly or indirectly, competitive with or in any way a substitute for the application; (8) use the application to send automated queries to any website or to send any unsolicited commercial e-mail; or (9) use any proprietary information or any of our interfaces or our other intellectual property in the design, development, manufacture, licensing, or distribution of any applications, accessories, or devices for use with the application.</strong></p>\n<p><strong>Apple and Android Devices</strong></p>\n<p><strong>The following terms apply when you use a mobile application obtained from either the Apple Store or Google Play (each an “App Distributor”) to access the Application: (1) the license granted to you for our mobile application is limited to a non-transferable license to use the application on a device that utilizes the Apple iOS or Android operating systems, as applicable, and in accordance with the usage rules set forth in the applicable App Distributor’s terms of service; (2) we are not responsible for providing any maintenance and support services with respect to the mobile application as specified in the terms and conditions of this mobile application license contained in these Terms of Use or as otherwise required under applicable law, and you acknowledge that each App Distributor has no obligation whatsoever to furnish any maintenance and support services with respect to the mobile application; (3) in the event of any failure of the mobile application to conform to any applicable warranty, you may notify the applicable App Distributor, and the App Distributor, in accordance with its terms and policies, may refund the purchase price, if any, paid for the mobile application, and to the maximum extent permitted by applicable law, the App Distributor will have no other warranty obligation whatsoever with respect to the mobile application; (4) you represent and warrant that (i) you are not located in a country that is subject to a U.S. government embargo, or that has been designated by the U.S. government as a “terrorist supporting” country and (ii) you are not listed on any U.S. government list of prohibited or restricted parties; (5) you must comply with applicable third-party terms of agreement when using the mobile application, e.g., if you have a VoIP application, then you must not be in violation of their wireless data service agreement when using the mobile application; and (6) you acknowledge and agree that the App Distributors are third-party beneficiaries of the terms and conditions in this mobile application license contained in these Terms of Use, and that each App Distributor will have the right (and will be deemed to have accepted the right) to enforce the terms and conditions in this mobile application license contained in these Terms of Use against you as a third-party beneficiary thereof.</strong></p>\n<p><strong>SOCIAL MEDIA</strong></p>\n<p><strong>As part of the functionality of the Application, you may link your account with online accounts you have with third-party service providers (each such account, a “Third-Party Account”) by either: (1) providing your Third-Party Account login information through the Application; or (2) allowing us to access your Third-Party Account, as is permitted under the applicable terms and conditions that govern your use of each Third-Party Account. You represent and warrant that you are entitled to disclose your Third-Party Account login information to us and/or grant us access to your Third-Party Account, without breach by you of any of the terms and conditions that govern your use of the applicable Third-Party Account, and without obligating us to pay any fees or making us subject to any usage limitations imposed by the third-party service provider of the Third-Party Account. By granting us access to any Third-Party Accounts, you understand that (1) we may access, make available, and store (if applicable) any content that you have provided to and stored in your Third-Party Account (the “Social Network Content”) so that it is available on and through the Application via your account, including without limitation any friend lists and (2) we may submit to and receive from your Third-Party Account additional information to the extent you are notified when you link your account with the Third-Party Account. Depending on the Third-Party Accounts you choose and subject to the privacy settings that you have set in such Third-Party Accounts, personally identifiable information that you post to your Third-Party Accounts may be available on and through your account on the Application. Please note that if a Third-Party Account or associated service becomes unavailable or our access to such Third-Party Account is terminated by the third-party service provider, then Social Network Content may no longer be available on and through the Application. You will have the ability to disable the connection between your account on the Application and your Third-Party Accounts at any time. PLEASE NOTE THAT YOUR RELATIONSHIP WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD-PARTY ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS. We make no effort to review any Social Network Content for any purpose, including but not limited to, for accuracy, legality, or non-infringement, and we are not responsible for any Social Network Content. You acknowledge and agree that we may access your email address book associated with a Third-Party Account and your contacts list stored on your mobile device or tablet computer solely for purposes of identifying and informing you of those contacts who have also registered to use the Application. You can deactivate the connection between the Application and your Third-Party Account by contacting us using the contact information below or through your account settings (if applicable). We will attempt to delete any information stored on our servers that was obtained through such Third-Party Account, except the username and profile picture that become associated with your account.</strong></p>\n<p><strong>SUBMISSIONS</strong></p>\n<p><strong>You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Application (“Submissions”) provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.</strong></p>\n<p><strong>THIRD-PARTY WEBSITES AND CONTENT</strong></p>\n<p><strong>The Application may contain (or you may be sent via the Application) links to other websites (“Third-Party Websites”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties (“Third-Party Content”). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Application or any Third-Party Content posted on, available through, or installed from the Application, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Application and access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you should be aware these Terms of Use no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website to which you navigate from the Application or relating to any applications you use or install from the Application. Any purchases you make through Third-Party Websites will be through other websites and from other companies, and we take no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party. You agree and acknowledge that we do not endorse the products or services offered on Third-Party Websites and you shall hold us harmless from any harm caused by your purchase of such products or services. Additionally, you shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from any Third-Party Content or any contact with Third-Party Websites.</strong></p>\n<p><strong>ADVERTISERS</strong></p>\n<p><strong>We allow advertisers to display their advertisements and other information in certain areas of the Application, such as sidebar advertisements or banner advertisements. If you are an advertiser, you shall take full responsibility for any advertisements you place on the Application and any services provided on the Application or products sold through those advertisements. Further, as an advertiser, you warrant and represent that you possess all rights and authority to place advertisements on the Application, including, but not limited to, intellectual property rights, publicity rights, and contractual rights. As an advertiser, you agree that such advertisements are subject to our Digital Millennium Copyright Act (“DMCA”) Notice and Policy provisions as described below, and you understand and agree there will be no refund or other compensation for DMCA takedown-related issues. We simply provide the space to place such advertisements, and we have no other relationship with advertisers.</strong></p>\n<p><strong>APP MANAGEMENT</strong></p>\n<p><strong>We reserve the right, but not the obligation, to: (1) monitor the Application for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Application or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Application in a manner designed to protect our rights and property and to facilitate the proper functioning of the Application.</strong></p>\n<p><strong>PRIVACY POLICY</strong></p>\n<p><strong>We care about data privacy and security. Please review our Privacy Policy privacy.karmicdestiny.us. By using the Application, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised the Application is hosted in the United States. If you access the Application from the European Union, Asia, or any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through your continued use of the Application or Services, you are transferring your data to the United States, and you expressly consent to have your data transferred to and processed in the United States.  Further, we do not knowingly accept, request, or solicit information from children or knowingly market to children. Therefore, in accordance with the U.S. Children’s Online Privacy Protection Act, if we receive actual knowledge that anyone under the age of 13 has provided personal information to us without the requisite and verifiable parental consent, we will delete that information from the Application as quickly as is reasonably practical.]</strong></p>\n<p><strong>DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY</strong></p>\n<p><strong>Notifications</strong></p>\n<p><strong>We respect the intellectual property rights of others. If you believe that any material available on or through the Application infringes upon any copyright you own or control, please immediately notify our Designated Copyright Agent using the contact information provided below (a “Notification”). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification. Please be advised that pursuant to federal law you may be held liable for damages if you make material misrepresentations in a Notification. Thus, if you are not sure that material located on or linked to by the Application infringes your copyright, you should consider first contacting an attorney.</strong></p>\n<p><strong>All Notifications should meet the requirements of DMCA 17 U.S.C. § 512(c)(3) and include the following information: (1) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (2) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works on the Application are covered by the Notification, a representative list of such works on the Application; (3) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (4) information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an email address at which the complaining party may be contacted; (5) a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (6) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed upon.</strong></p>\n<p><strong>Counter Notification</strong></p>\n<p><strong>If you believe your own copyrighted material has been removed from the Application as a result of a mistake or misidentification, you may submit a written counter notification to Idanad I.T. and Datalytics using the contact information provided below (a “Counter Notification”). To be an effective Counter Notification under the DMCA, your Counter Notification must include substantially the following: (1) identification of the material that has been removed or disabled and the location at which the material appeared before it was removed or disabled; (2) a statement that you consent to the jurisdiction of the Federal District Court in which your address is located, or if your address is outside the United States, for any judicial district in which we are located; (3) a statement that you will accept service of process from the party that filed the Notification or the party’s agent; (4) your name, address, and telephone number; (5) a statement under penalty of perjury that you have a good faith belief that the material in question was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled; and (6) your physical or electronic signature.</strong></p>\n<p><strong>If you send us a valid, written Counter Notification meeting the requirements described above, we will restore your removed or disabled material, unless we first receive notice from the party filing the Notification informing us that such party has filed a court action to restrain you from engaging in infringing activity related to the material in question. Please note that if you materially misrepresent that the disabled or removed content was removed by mistake or misidentification, you may be liable for damages, including costs and attorney’s fees. Filing a false Counter Notification constitutes perjury.</strong></p>\n<p><strong>Designated Copyright Agent</strong></p>\n<p><strong>Idanad I.T. and Datalytics</strong></p>\n<p><strong>Attn: Copyright Agent</strong></p>\n<p><strong>Jhamsikhel, Lalitpur-2</strong></p>\n<p><strong>977</strong></p>\n<p><strong>Nepal</strong></p>\n<p><strong>info@Idanad.com</strong></p>\n<p><strong>COPYRIGHT INFRINGEMENTS</strong></p>\n<p><strong>We respect the intellectual property rights of others. If you believe that any material available on or through the Application infringes upon any copyright you own or control, please immediately notify us using the contact information provided below (a “Notification”). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification. Please be advised that pursuant to federal law you may be held liable for damages if you make material misrepresentations in a Notification. Thus, if you are not sure that material located on or linked to by the Application infringes your copyright, you should consider first contacting an attorney.</strong></p>\n<p><strong>TERM AND TERMINATION</strong></p>\n<p><strong>These Terms of Use shall remain in full force and effect while you use the Application. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.</strong></p>\n<p><strong>If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.</strong></p>\n<p><strong>MODIFICATIONS AND INTERRUPTIONS</strong></p>\n<p><strong>We reserve the right to change, modify, or remove the contents of the Application at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Application. We also reserve the right to modify or discontinue all or part of the Application without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Application.</strong></p>\n<p><strong>We cannot guarantee the Application will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Application, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Application at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Application during any downtime or discontinuance of the Application. Nothing in these Terms of Use will be construed to obligate us to maintain and support the Application or to supply any corrections, updates, or releases in connection therewith.</strong></p>\n<p><strong>GOVERNING LAW</strong></p>\n<p><strong>These Terms of Use and your use of the Application are governed by and construed in accordance with the laws of the State of Nepal applicable to agreements made and to be entirely performed within the State/Commonwealth of Nepal, without regard to its conflict of law principles.</strong></p>\n<p><strong>DISPUTE RESOLUTION</strong></p>\n<p><strong>Any legal action of whatever nature brought by either you or us (collectively, the “Parties” and individually, a “Party”) shall be commenced or prosecuted in the state and federal courts located in Lalitpur district, ,Nepal , and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction and forum non convenient with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms of Use. In no event shall any claim, action, or proceeding brought by either Party related in any way to the Application be commenced more than 1 years after the cause of action arose.</strong></p>\n<p><strong>Binding Arbitration</strong></p>\n<p><strong>If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes (“AAA Consumer Rules”), both of which are available at the AAA website www.adr.org. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in Lalitpur District Court , Nepal. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.</strong></p>\n<p><strong>If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in Lalitpur District Court , Nepal and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non convenient with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms of Use.</strong></p>\n<p><strong>In no event shall any Dispute brought by either Party related in any way to the Application be commenced more than 3 (Three) months  after the cause of action arose. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.</strong></p>\n<p><strong>CORRECTIONS</strong></p>\n<p><strong>There may be information on the Application that contains typographical errors, inaccuracies, or omissions that may relate to the Application, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Application at any time, without prior notice.</strong></p>\n<p><strong>DISCLAIMER</strong></p>\n<p><strong>THE APPLICATION IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE APPLICATION SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE APPLICATION AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE APPLICATION’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THIS APPLICATION AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE APPLICATION, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE APPLICATION, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE APPLICATION BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE APPLICATION. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE APPLICATION, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.</strong></p>\n<p><strong>LIMITATIONS OF LIABILITY</strong></p>\n<p><strong>IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE APPLICATION, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. [NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO [THE LESSER OF] [THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE 3 (Three)MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS. IN ANY EVENT WHATSOEVER,  KARMICDESTINY’S LIABILITY SHALL NOT EXCEED A TOTAL OF $100( A HUNDRED DOLLARS).</strong></p>\n<p><strong>INDEMNIFICATION</strong></p>\n<p><strong>You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Site; (3) breach of these Terms of Use; (4) any breach of your representations and warranties set forth in these Terms of Use; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Site with whom you connected via the Site. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.</strong></p>\n<p><strong>USER DATA</strong></p>\n<p><strong>We will maintain certain data that you transmit to the Site for the purpose of managing the Site, as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.</strong></p>\n<p><strong>ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES</strong></p>\n<p><strong>Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.</strong></p>\n<p><strong>CALIFORNIA USERS AND RESIDENTS</strong></p>\n<p><strong>If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.</strong></p>\n<p><strong>MISCELLANEOUS</strong></p>\n<p><strong>These Terms of Use and any policies or operating rules posted by us on the Application constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. These Terms of Use operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms of Use and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms of Use or use of the Site. You agree that these Terms of Use will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms of Use and the lack of signing by the parties hereto to execute these Terms of Use.</strong></p>\n<p><strong>CONTACT US</strong></p>\n<p><strong>In order to resolve a complaint regarding the Application or to receive further information regarding use of the Application, please contact us at:</strong></p>\n<p><strong>Karmicdestiny.us</strong></p>\n<p><strong>5491 Safe Harbor ct</strong></p>\n<p><span style=\"color: rgb(33,37,41);background-color: rgb(255,246,235);font-size: 16px;font-family: Nunito, sans-serif;\">22032</span>&nbsp;</p>\n<p><strong>Fairfax , VA</strong></p>\n<p><strong>support@karmicdestiny.us</strong></p>","slug":"terms-and-conditions","status":true},{"id":2,"title":"Privacy Policy","content":"<h2><strong>PRIVACY POLICY</strong></h2>\n<p>Effective date: 2020-10-14</p>\n<p>1. <strong>Introduction</strong></p>\n<p>Welcome to <strong> Karmicdestiny.us</strong>.</p>\n<p><strong>karmicdestiny.us</strong> (“us”, “we”, or “our”) operates <strong>karmicdestiny.us</strong>(hereinafter referred to as <strong>“Service”</strong>).</p>\n<p>Our Privacy Policy governs your visit to <strong>karmicdestiny.us</strong>, and explains how we collect, safeguard and disclose information that results from your use of our Service.</p>\n<p>We use your data to provide and improve Service. By using Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.</p>\n<p>Our Terms and Conditions (<strong>“Terms”</strong>) govern all use of our Service and together with the Privacy Policy constitutes your agreement with us (<strong>“agreement”</strong>).</p>\n<p>2. <strong>Definitions</strong></p>\n<p><strong>SERVICE</strong> means the astrochats.com website operated by astrochats.com.</p>\n<p><strong>PERSONAL DATA</strong> means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).</p>\n<p><strong>USAGE DATA</strong> is data collected automatically either generated by the use of Service or from Service infrastructure itself (for example, the duration of a page visit).</p>\n<p><strong>COOKIES</strong> are small files stored on your device (computer or mobile device).</p>\n<p><strong>DATA CONTROLLER</strong> means a natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal data are, or are to be, processed. For the purpose of this Privacy Policy, we are a Data Controller of your data.</p>\n<p><strong>DATA PROCESSORS (OR SERVICE PROVIDERS)</strong> means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data more effectively.</p>\n<p><strong>DATA SUBJECT</strong> is any living individual who is the subject of Personal Data.</p>\n<p><strong>THE USER</strong> is the individual using our Service. The User corresponds to the Data Subject, who is the subject of Personal Data.</p>\n<p>3. <strong>Information Collection and Use</strong></p>\n<p>We collect several different types of information for various purposes to provide and improve our Service to you.</p>\n<p>4. <strong>Types of Data Collected</strong></p>\n<p><strong>Personal Data</strong></p>\n<p>While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (<strong>“Personal Data”</strong>). Personally identifiable information may include, but is not limited to:</p>\n<p>0.1. Email address</p>\n<p>0.2. First name and last name</p>\n<p>0.3. Phone number</p>\n<p>0.4. Address, Country, State, Province, ZIP/Postal code, City</p>\n<p>0.5. Cookies and Usage Data</p>\n<p>We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link.</p>\n<p><strong>Usage Data</strong></p>\n<p>We may also collect information that your browser sends whenever you visit our Service or when you access Service by or through any device (<strong>“Usage Data”</strong>).</p>\n<p>This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.</p>\n<p>When you access Service with a device, this Usage Data may include information such as the type of device you use, your device unique ID, the IP address of your device, your device operating system, the type of Internet browser you use, unique device identifiers and other diagnostic data.</p>\n<p><strong>Location Data</strong></p>\n<p>We may use and store information about your location if you give us permission to do so (<strong>“Location Data”</strong>). We use this data to provide features of our Service, to improve and customize our Service.</p>\n<p>You can enable or disable location services when you use our Service at any time by way of your device settings.</p>\n<p><strong>Tracking Cookies Data</strong></p>\n<p>We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.</p>\n<p>Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyze our Service.</p>\n<p>You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.</p>\n<p>Examples of Cookies we use:</p>\n<p>0.1. <strong>Session Cookies:</strong> We use Session Cookies to operate our Service.</p>\n<p>0.2. <strong>Preference Cookies:</strong> We use Preference Cookies to remember your preferences and various settings.</p>\n<p>0.3. <strong>Security Cookies:</strong> We use Security Cookies for security purposes.</p>\n<p>0.4. <strong>Advertising Cookies:</strong> Advertising Cookies are used to serve you with advertisements that may be relevant to you and your interests.</p>\n<p><strong>Other Data</strong></p>\n<p>While using our Service, we may also collect the following information: sex, age, date of birth, place of birth, passport details, citizenship, registration at place of residence and actual address, telephone number (work, mobile), details of documents on education, qualification, professional training, employment agreements, <a href=\"https://policymaker.io/non-disclosure-agreement/\" target=\"_self\">NDA agreements</a>, information on bonuses and compensation, information on marital status, family members, social security (or other taxpayer identification) number, office location and other data.</p>\n<p>5. <strong>Use of Data</strong></p>\n<p>astrochats.com uses the collected data for various purposes:</p>\n<p>0.1. to provide and maintain our Service;</p>\n<p>0.2. to notify you about changes to our Service;</p>\n<p>0.3. to allow you to participate in interactive features of our Service when you choose to do so;</p>\n<p>0.4. to provide customer support;</p>\n<p>0.5. to gather analysis or valuable information so that we can improve our Service;</p>\n<p>0.6. to monitor the usage of our Service;</p>\n<p>0.7. to detect, prevent and address technical issues;</p>\n<p>0.8. to fulfil any other purpose for which you provide it;</p>\n<p>0.9. to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection;</p>\n<p>0.10. to provide you with notices about your account and/or subscription, including expiration and renewal notices, email-instructions, etc.;</p>\n<p>0.11. to provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information;</p>\n<p>0.12. in any other way we may describe when you provide the information;</p>\n<p>0.13. for any other purpose with your consent.</p>\n<p>6. <strong>Retention of Data</strong></p>\n<p>We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.</p>\n<p>We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.</p>\n<p>7. <strong>Transfer of Data</strong></p>\n<p>Your information, including Personal Data, may be transferred to – and maintained on – computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.</p>\n<p>If you are located outside USA and choose to provide information to us, please note that we transfer the data, including Personal Data, to USA and process it there.</p>\n<p>Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.</p>\n<p>astrochats.com will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organisation or a country unless there are adequate controls in place including the security of your data and other personal information.</p>\n<p>8. <strong>Disclosure of Data</strong></p>\n<p>We may disclose personal information that we collect, or you provide:</p>\n<p>0.1. <strong>Disclosure for Law Enforcement.</strong></p>\n<p>Under certain circumstances, we may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities.</p>\n<p>0.2. <strong>Business Transaction.</strong></p>\n<p>If we or our subsidiaries are involved in a merger, acquisition or asset sale, your Personal Data may be transferred.</p>\n<p>0.3. <strong>Other cases. We may disclose your information also:</strong></p>\n<p>0.3.1. to our subsidiaries and affiliates;</p>\n<p>0.3.2. to contractors, service providers, and other third parties we use to support our business;</p>\n<p>0.3.3. to fulfill the purpose for which you provide it;</p>\n<p>0.3.4. for the purpose of including your company’s logo on our website;</p>\n<p>0.3.5. for any other purpose disclosed by us when you provide the information;</p>\n<p>0.3.6. with your consent in any other cases;</p>\n<p>0.3.7. if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers, or others.</p>\n<p>9. <strong>Security of Data</strong></p>\n<p>The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.</p>\n<p>10. <strong>Your Data Protection Rights Under General Data Protection Regulation (GDPR)</strong></p>\n<p>If you are a resident of the European Union (EU) and European Economic Area (EEA), you have certain data protection rights, covered by GDPR.</p>\n<p>We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.</p>\n<p>If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please email us at <strong>support@karmicdestiny.us</strong>.</p>\n<p>In certain circumstances, you have the following data protection rights:</p>\n<p>0.1. the right to access, update or to delete the information we have on you;</p>\n<p>0.2. the right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete;</p>\n<p>0.3. the right to object. You have the right to object to our processing of your Personal Data;</p>\n<p>0.4. the right of restriction. You have the right to request that we restrict the processing of your personal information;</p>\n<p>0.5. the right to data portability. You have the right to be provided with a copy of your Personal Data in a structured, machine-readable and commonly used format;</p>\n<p>0.6. the right to withdraw consent. You also have the right to withdraw your consent at any time where we rely on your consent to process your personal information;</p>\n<p>Please note that we may ask you to verify your identity before responding to such requests. Please note, we may not able to provide Service without some necessary data.</p>\n<p>You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).</p>\n<p>11. <strong>Your Data Protection Rights under the California Privacy Protection Act (CalOPPA)</strong></p>\n<p>CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require a person or company in the United States (and conceivable the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy.</p>\n<p>According to CalOPPA we agree to the following:</p>\n<p>0.1. users can visit our site anonymously;</p>\n<p>0.2. our Privacy Policy link includes the word “Privacy”, and can easily be found on the home page of our website;</p>\n<p>0.3. users will be notified of any privacy policy changes on our Privacy Policy Page;</p>\n<p>0.4. users are able to change their personal information by emailing us at <strong>support@karmicdestiny.us</strong>.</p>\n<p>Our Policy on “Do Not Track” Signals:</p>\n<p>We honor Do Not Track signals and do not track, plant cookies, or use advertising when a Do Not Track browser mechanism is in place. Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.</p>\n<p>You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.</p>\n<p>12. <strong>Your Data Protection Rights under the California Consumer Privacy Act (CCPA)</strong></p>\n<p>If you are a California resident, you are entitled to learn what data we collect about you, ask to delete your data and not to sell (share) it. To exercise your data protection rights, you can make certain requests and ask us:</p>\n<p><strong>0.1. What personal information we have about you. If you make this request, we will return to you:</strong></p>\n<p>0.0.1. The categories of personal information we have collected about you.</p>\n<p>0.0.2. The categories of sources from which we collect your personal information.</p>\n<p>0.0.3. The business or commercial purpose for collecting or selling your personal information.</p>\n<p>0.0.4. The categories of third parties with whom we share personal information.</p>\n<p>0.0.5. The specific pieces of personal information we have collected about you.</p>\n<p>0.0.6. A list of categories of personal information that we have sold, along with the category of any other company we sold it to. If we have not sold your personal information, we will inform you of that fact.</p>\n<p>0.0.7. A list of categories of personal information that we have disclosed for a business purpose, along with the category of any other company we shared it with.</p>\n<p>Please note, you are entitled to ask us to provide you with this information up to two times in a rolling twelve-month period. When you make this request, the information provided may be limited to the personal information we collected about you in the previous 12 months.</p>\n<p><strong>0.2. To delete your personal information. If you make this request, we will delete the personal information we hold about you as of the date of your request from our records and direct any service providers to do the same. In some cases, deletion may be accomplished through de-identification of the information. If you choose to delete your personal information, you may not be able to use certain functions that require your personal information to operate.</strong></p>\n<p><strong>0.3. To stop selling your personal information. We don’t sell or rent your personal information to any third parties for any purpose. We do not sell your personal information for monetary consideration. However, under some circumstances, a transfer of personal information to a third party, or within our family of companies, without monetary consideration may be considered a “sale” under California law. You are the only owner of your Personal Data and can request disclosure or deletion at any time.</strong></p>\n<p>If you submit a request to stop selling your personal information, we will stop making such transfers.</p>\n<p>Please note, if you ask us to delete or stop selling your data, it may impact your experience with us, and you may not be able to participate in certain programs or membership services which require the usage of your personal information to function. But in no circumstances, we will discriminate against you for exercising your rights.</p>\n<p>To exercise your California data protection rights described above, please send your request(s) by email: <strong>support@karmicastrology.us.</strong></p>\n<p>Your data protection rights, described above, are covered by the CCPA, short for the California Consumer Privacy Act. To find out more, visit the official California Legislative Information website. The CCPA took effect on 01/01/2020.</p>\n<p>13. <strong>Service Providers</strong></p>\n<p>We may employ third party companies and individuals to facilitate our Service (<strong>“Service Providers”</strong>), provide Service on our behalf, perform Service-related services or assist us in analysing how our Service is used.</p>\n<p>These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.</p>\n<p>14. <strong>Analytics</strong></p>\n<p>We may use third-party Service Providers to monitor and analyze the use of our Service.</p>\n<p>15. <strong>CI/CD tools</strong></p>\n<p>We may use third-party Service Providers to automate the development process of our Service.</p>\n<p>16. <strong>Advertising</strong></p>\n<p>We may use third-party Service Providers to show advertisements to you to help support and maintain our Service.</p>\n<p>17. <strong>Behavioral Remarketing</strong></p>\n<p>We may use remarketing services to advertise on third party websites to you after you visited our Service. We and our third-party vendors use cookies to inform, optimise and serve ads based on your past visits to our Service.</p>\n<p>18. <strong>Payments</strong></p>\n<p>We may provide paid products and/or services within Service. In that case, we use third-party services for payment processing (e.g. payment processors).</p>\n<p>We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.</p>\n<p>19. <strong>Links to Other Sites</strong></p>\n<p>Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.</p>\n<p>We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.</p>\n<p>20. <strong>Children’s Privacy</strong></p>\n<p>Our Services are not intended for use by children under the age of 18 (<strong>“Child”</strong> or <strong>“Children”</strong>).</p>\n<p>We do not knowingly collect personally identifiable information from Children under 13. If you become aware that a Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from Children without verification of parental consent, we take steps to remove that information from our servers.</p>\n<p>21. <strong>Changes to This Privacy Policy</strong></p>\n<p>We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.</p>\n<p>We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update “effective date” at the top of this Privacy Policy.</p>\n<p>You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.</p>\n<p>22. <strong>Contact Us</strong></p>\n<p>If you have any questions about this Privacy Policy, please contact us by email: <strong>support@karmicastrology.us</strong>.</p>","slug":"privacy-policy","status":true},{"id":1,"title":"About Us","content":"<p>Karmic Destiny is a conscious journey into understanding karma and aligning with cosmic energy. We guide individuals toward deeper awareness through spirituality, sacred art, ancient wisdom, and time-honored architectural sciences such as <strong>Vaastu</strong>.</p>\n<p>Meditation has long been recognized as a powerful tool for inner balance and clarity. At Karmic Destiny, we see meditation not as the destination, but as a gateway—where the mind becomes a vessel to heal the spirit and awaken higher consciousness.</p>\n<p>Our mission is to bring awareness to the karmic forces shaping one’s life and to help individuals recognize, accept, and transform residual energies carried from the past. By understanding these unseen influences, one can move forward with greater clarity, purpose, and harmony.</p>\n<p>The pursuit of spiritual fulfillment and a holistic life is a lifelong journey. This application is designed to support that journey by fostering a meaningful connection between the <strong>mind, body, and spirit</strong>, helping you live more consciously, intentionally, and in alignment with your true destiny.</p>","slug":"about-us","status":true}]}